All you need is less

How much useless possessions do you own? Items than you did not use in last 2 years? Items that you don’t like? Sentimental but useless gifts? If you read this article I assume you accumulated a lot of possessions that holding you back from better lifestyle. I used to own crazy amount of useless items […]

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Entrepreneur vs wantrepreneur

Everyone have some brilliant (or not) ideas that could change life for better. But there’s one significant problem. Without action no achievements possible. Success does not happen easily. Most of people never realized their ideas because of laziness and fear. Also people with many ideas love to share this ideas with everyone around. It’s only […]

Quality over quantity

Buy less but high quality. You save your time, money, environment. When you surround yourself buy high quality items you grow faster on life. I never save money on 3 things: bed (1/3 life spend there), chair (another 1/3 time spent there) and shoes. It’s really simple but most people don’t understand or don’t want […]

Don’t let small things break your happiness

Happiness is easy breakable. We overthink almost every bad situation that happened to us. In result we spoil happiness of living right now (not in future and not in past). Rare negative situation is worth of stressing out. Also when you are stressed than hormonal imbalance starts. As longer you are stressing out as longer […]

Gender inequality in financial services

Gender equality does not exist and movement against it is too slow. Women customers served same financial products as for men. According to the research in US at least $700 billion revenue opportunity for tailored financial products to female buyers’ needs. Gender inequality comes as a tradition, in all times men were rulers and money […]

Proposed wealth tax in US

Recently I came across Letter in support of wealth tax (US, June 2019). Here’s key surprising points: Moderate wealth tax on fortunes of 1/10 of the richest 1% of Americans. Proposed to apply 2 cent tax on the dollar on assets for $50+ million. Proposed to apply 3 cent on the dollar on assets more […]

Success is a series of small victories.

When I see successful person I rarely see how much effort done to achieve success. But when others see my success as something easy I feel irritated because they don’t know how much I worked to achieve it. Success does not come overnight. Overnight might happen the main victory in achieving main goal. Because success […]

Starbucks financial data and business analysis

Everyone knows about Starbucks coffee. But this article you will find financial data and business analysis. Starbucks faced competition by specialty coffee shops, restaurants, fast food chains, ready to drink coffee drinks. Company own numerous trademarks in many countries as well as copyrights (packaging, design, training programs). Also increased online competition resulted in reduced foot […]

Self doubts it’s the waste of time

Nothing could be as useless as doubts. It destroy self belief as well as it kills the future. When baby is born there’s no doubts in his/her mind. Doubts appear as a result of constant self comparison to everyone around. There’s always will be more successful people in your age but you have to compare […]

The real situation in Indian economy

Yesterday I had an argument with an influential business person, who blames market, government, fiscal policy for decline in the economy. I write this article to explain layman point of view, how greed for more profit & margin is main reason for growth slowdown. Income tax revenue India’s Gross tax revenue for the 2018-19 period […]

You get what you work for

Big goals is easy to reach only if small steps done every day. It’s like in a old joke How to eat an elephant? Piece by piece. Similarly it’s make a sense to divide big task into many small tasks. Big goals seems unachievable until it’s broken into small pieces and written down in daily […]

Time travel by Soviet-era train

I’ve heard many times that railway line different in Europe and in former Soviet Union republics. But I’ve never experienced train been lifted up in the air and wheels changed. Absolutely unique experience in train from Chisinau (Moldova) to Bucharest (Romania). Train by itself looks ancient and definitely from Soviet-era time. Renovation is not yet […]

Travel gives you wings!

Travel gives you wings (aka “Redbull gives you wings”). Many people prefer to save save save money for “rainy days” but life have to be on bright side. If you always wait for bad days to come than it will be your reality. I’ve been told many times that travel is the waste of time […]

Shared workspace business by WeWork

Another loss making Unicorn company goes public. Main idea behind business is to make profit for owners & investors. If company is loss making for almost a decade it means that investors will plea for IPO. Let’s take a look on The We Company (WeWork). As we all know for initial public offering any company […]

Do NOT wake up at 5 am! Here’s why.

Plead don’t follow advice like “wake up at 5 am and start your day from killing workout”. It’s horrible idea. Let me explain why. Entire industry build on making people believe that 5am (even 4 am) wake up time will make you rich and successful faster. If you are not productive when wake up at […]

“Get rich fast”scam

People want everything fast and with minimum effort to achieve it. People in search of magical short cut road to success. People are ready to go for various events to discover “money making formula” for unlimited passive income. Numerous achievers and gurus use disparate for higher income people to earn more money. Almost all guru’s […]

Top 15 easy ways for digital detox

Digital detox gaining popularity. Now all our life shifted to online zone. I could not imagine life without chat with parents, who live far away or without e-book, or without phone photography. We need phones for nowadays existence. Here’s a few ideas how to reduce stress from online life: Reduce social media time to minimum. […]