How Instagram destroy your life?

Thanks to Instagram consuming of useless pictures and information became time pass (way to waste time). Instagram launched in 2010, owned by Facebook Inc. Photo and video sharing platform quickly became popular and turned into influencers businesses. Almost every new user dream to have letter “K” near followers count. As more followers as hire probability […]

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Digital minimalism

Digital minimalism in the age of distractions gaining popularity. It’s not only fancy words, it’s lifestyle. Main idea is to cut down on technological destructions and retake control on online life. Phones and social media designed to keep us browsing as long as possible and as frequent as possible. What’s first thing we do on […]

Visa Inc business model

Visa Inc is global payment technology company established in 1958 headquartered in California. It’s second largest payment network after China Union (protected by government of China). As per Forbes magazine without China UnionPay , Visa Inc is biggest worldwide. In Match 2008 IPO (initial public offering) with 44 dollars per share. Traded in New York […]

How Visa, MasterCard, American Express make money

Digital payment era reshaped by payment networks like Visa, MasterCard, American Express and China Union. Due to Forbes market share without China Union data. Visa Inc is market leader with 52% market share. MasterCard and American Express each 22%. Visa Inc growing faster because of balanced expansion strategy based on competitive pricing and high ticket […]

Cashless countries

Electronic payment options revolutionized cashless payments world wide. But homosapiens used cashless payments in form of barter since first exchanges happened. Usage of cash considered complicated in many ways: Impossible online payments by cash Cash could be used as virus spreading tool If lost almost impossible to find Not resistant to water, fire, insects Danger […]

Wealth in form of cash

Owning paper money and fat bank account considered by majority as wealth. But in reality it’s partially true. Look in Forbes 100 richest people in world clearly traceable pattern of diversified portfolio investment. That means that only small part of wealth kept in form of liquid cash for current expenses. Rest secured in real estate, […]