Notification addiction
Internet browsing became important but not productive part of life. Biggest part of online time we spend on nonsense things…
How Instagram destroy your life?
Thanks to Instagram consuming of useless pictures and information became time pass (way to waste time). Instagram launched in 2010,…
Digital minimalism
Digital minimalism in the age of distractions gaining popularity. It’s not only fancy words, it’s lifestyle. Main idea is to…
Why online shopping sucks?
Temptation to buy more and more leads to accumulation of useless possessions. We buy more than what we need for…
What is WeWork?
WeWork is commercial real estate company that provide real and virtual shared workspace. WeWork business model revolutionized office rental strategy…
Fast fashion impact on personal finance
Massive advertisement campaigns make us believe in need of low-priced & disposable clothes. Fast fashion presented as must-have but it…
How influencers make money?
Internet overloaded with new trends which only support manufacturers. By making people spend money on useless items. Most of the…
What is USA national emergency?
Declaration of national emergency is more common than we think. First of all it’s extraordinary situation which sharply increase power…
Benefits of self education
Self education is based on discipline and self motivation. Considered more beneficial than traditional education. Because it allows to concentrate…
Self education as investment
Self education is the only way to long term success. Traditional school education gives foundation, university education gives chance to…
How to lose money from your savings account?
One of the worst but most used way is to store your wealth in cash (bank account). It’s wildly popular…
How American Express make money?
American Express Inc is financial services provider with worldwide presence. Established in 1850,headquarter in New York. IPO 1978 and listed…
How banks make money on your debit card
Debit card is like plastic money without need to carry cash. Every time swipe, you use funds which already available.…
How banks make money on your credit card
Credit and debit cards look similar but influence differently on wealth utilisation. Credit cards issuing companies mastered a few main…
Debit vs credit card basics
A few decades long discussion,over which type of card better fuelled by massive banks ads. For instance debit card better…
Mastercard Inc business model
Mastercard Inc is international financial service provider with headquarter in New York, established 1966. IPO started in May 2006 priced…
Visa Inc business model
Visa Inc is global payment technology company established in 1958 headquartered in California. It’s second largest payment network after China…
How Visa, MasterCard, American Express make money
Digital payment era reshaped by payment networks like Visa, MasterCard, American Express and China Union. Due to Forbes market share…
Cashless countries
Electronic payment options revolutionized cashless payments world wide. But homosapiens used cashless payments in form of barter since first exchanges…
Wealth in form of cash
Owning paper money and fat bank account considered by majority as wealth. But in reality it’s partially true. Look in…